Budget Freezes For Dummies

I told my wife I had to make some cuts in our budget, that we were spending too much money. (I cut her shopping allowance and eliminated altogether any money for antiques. I also told her she needed to go on a diet so we could cut down on our food expenditures.) What I didn’t tell her was I jumped everything else 20,30 or 40% and then announced a freeze! Maybe I’ll get my new boat this year after all, if I can pull this one off.